Saving & Investing Calculators
What a balance becomes over time, what it takes to reach a target, and what inflation does to both.
In this section
5 calculators- CD calculatorA CD calculator showing interest at maturity, APY and APR side by side, the early-withdrawal penalty in dollars, and the rate that makes breaking a CD worth it.Calculate
- Compound interest calculatorA compound interest calculator showing what a balance grows to at any compounding frequency, the effective annual rate, and how much of the result is interest.Calculate
- Inflation calculatorAn inflation calculator showing what an amount will buy in future years, what you would need to match it, and how much purchasing power is lost.Calculate
- Investment calculatorAn investment calculator showing the balance before tax, after tax, and in today’s money, with the growth separated from what you actually contributed.Calculate
- Savings goal calculatorA savings goal calculator that solves for the exact monthly amount needed to reach a target by a date, allowing for what you have saved and what it earns.Calculate
How much will my savings grow?
It depends on what you add, the return you earn and how long the money stays invested. The compound interest calculator works that out at any compounding frequency and shows how much of the final balance is interest rather than your own deposits. The investment calculator shows the same balance before tax, after tax and in today’s money.
If you have a target instead, the savings goal calculator works backwards to the monthly amount that reaches it by your date. For money you will not touch until you stop working, the retirement calculators add the account rules and the income a balance can pay.
What does inflation do to that number?
It shrinks what the balance will buy. A figure that looks large decades from now buys less than the same figure today, so it is worth reading a projection in today’s money as well. The inflation calculator shows what an amount will buy in future years and how much you would need to keep pace with prices.
Every calculator on FinCalculate shows the formula it used, states what it assumes and links the sources behind it. How these are built.